First Atlantic Commerce (FAC) is a leading, Internet, multi-currency payment gateway and fraud risk solutions provider. Established in 1998 to create secure card-based payment solutions for online merchants, FAC's cGate® technology offers service, flexibility and security that adapts to many merchant and bank acquirer requirements. FAC provides merchants with multi-currency payment solutions in addition to fraud mitigation services in multiple jurisdictions across Europe, the Latin American Caribbean Region and Mauritius.